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Accreditation
| Date of Survey: | 12/07/2001 |
| Date of Submittal: | 04/17/2002 |
| Effective Date: | 09/01/2002 |
| Class: | 1/9* |
| Credit: | 91.62 |
| Map of Class 1 Communities in the US | |
*Public Protection Classifications range from 1 (best) to 10 (worst).
| The Insurance Services Office, Inc. (ISO) has recommended the Public Protection Class (PPC) for the City of Wylie be listed as a split level regarding the Outside Protected Area (OPA), consisting of all property located within one mile of a city limit border. With a split class, all property within the defined Extra Territorial Jurisdiction (ETJ) that is located within 1000 feet of a fire hydrant and within 5 miles of a fire station will use class 1. All property located farther than 1000 feet of a fire hydrant and within 5 miles of a fire station will use class 9. |
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The Public Protection Classification system is
used in some form in all 50 states by the Insurance Services Office
(ISO) to reflect a community's local fire protection for property
insurance rating purposes. The public fire protection of a city,
town or area is graded using ISO's Fire Suppression Rating Schedule
to develop the community's classification.
The Insurance Service Office (ISO) is a New York-based advisory organization that serves the property and casualty insurance industry by providing inspection services, insurance coverage form development and statistical services. ISO has Texas offices in Dallas and Austin.
ISO classifies communities from 1 (the best) to 10 (the worst) based on how well they score on the ISO Fire Suppression Rating Schedule, which grades such features as water distribution, fire department equipment and manpower and fire alarm facilities. ISO field representatives use the schedule when surveying a community's fire protection capability. The score that is determined from applying the Fire Suppression Rating Schedule is translated into a public protection classification. A perfect score in Texas is 106.5. It consists of 50 points for fire department capabilities, 40 points for water supply and distribution, 10 points for receiving and handling fire alarms and 6.5 points for a "Texas Addendum" that grades fire safety education, building code enforcement, fire prevention code enforcement and fire investigation capabilities.
The following table shows the number of points required for each PPC Class:
Class |
Points |
| 1 | 90 + |
| 2 | 80 to 89.99 |
| 3 | 70 to 79.99 |
| 4 | 60 to 69.99 |
| 5 | 50 to 59.99 |
| 6 | 40 to 49.99 |
| 7 | 30 to 39.99 |
| 8 | 20 to 29.99 |
| 9 | 10 to 19.99 |
| 10 | 0 to 9.99 |
What does the PPC system mean to me?
Every city, town or area that provides fire protection services
is subject to being graded to establish a PPC. Individual buildings
-- including your house -- are subject to the community's PPC. The
PPC has a direct bearing on the cost of insurance for each building
in the area. When calculating property insurance premiums, insurance
companies apply a factor that reflects a particular community's
PPC. Although homeowners' insurance rates are driven mainly by your
area's claim experience, your community's PPC rating also is important.
For rate regulated companies, the premium on a brick veneer house
is 39 percent higher in an area rated 10 (worst) than in one rated
1 (best). (This range is even greater for frame houses.) A brick
veneer home's rate difference from one class to the next ranges
from 1.5 percent to 9 percent.**
For more information on Wylie's PPC rating, contact us.
Map of ISO PPC Class 1 Communities in the United States
**Source:
http://www.tdi.state.tx.us/fire/fmppcfaq.html.
Use of this information does not constitute endorsement of this
site or information contained within by the Texas State Fire Marshal's
Office.
|
City of
Wylie |
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